AventasD

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How pricing works
Straight answer

What this costs, and what drives it

We quote rather than publish a rate card, and we would rather explain that than let you guess. This page tells you what moves the number, what a quote includes, and the public benchmarks you can hold us against — so you can work out whether we are in your range before you spend twenty minutes on a call.

The four things that move it

What your quote depends on

How many states

Each state is its own regime: its own portal, its own forms, its own calendar and its own zero-report rule. Filing in four states and filing in thirty are genuinely different operations, and price follows that.

How many filings

Volume is the main lever and it works in your favour. Per-filing cost falls as the count rises, because the fixed setup cost of learning your book is spread across more work.

How much you want us to own

Preparing filings from clean data you already produce is one job. Reading your policy documents, extracting the data, filing, tracking payment and reconciling the confirmations is a bigger one.

Whether you need the API

If you want filings triggered automatically at bind from your policy admin system, that is an integration rather than a service, and it is priced as one.

Measure us against these

What the market pays today

These are published market figures, not our prices. We put them here because you deserve an anchor, and because a vendor who hides the comparison usually has a reason.

$57k–$98.5ksalary range for an in-house surplus lines specialist
$30–$65all-in compliance cost per transaction, sub-$100M premium firms
~$350typical one-off retail filing

The comparison we think is fair

The right question is not what we charge per filing in isolation, it is what a full fifty-state filing capability costs you today — salary, training, the cover when that person is on holiday, and the risk that they resign in the middle of a tax year. That is the number we expect to beat, and it is the one we will work through with you on the call.

Salary and per-transaction figures are published market benchmarks used for comparison. They are not AventasD prices and not a quote.

In every quote

What you get regardless of size

A named filer

A specific person who owns your account, not a ticket queue and not whoever is free.

AI document extraction

We read the policy documents you already have. Nobody on your side rekeys declarations pages into a portal.

Human review before submission

Every filing is checked by a person before it reaches a state portal. The AI does the data entry; a human owns the accuracy.

Audit-ready proof

Stamped confirmations, tax receipts and payment proofs stored against every filing and exportable in one click.

A parallel run first

We run alongside your current process for a cycle so you can compare output before you switch anything. That is not an upsell, it is how we start.

No premium percentage

We do not take a cut of premium and we do not mark up state fees or taxes. Those are paid through your own accounts.

Questions we hear

Frequently asked

Why do you not publish a rate card?

Because the honest number depends on how many states you file in, how many filings you run, and how much of the work you want us to own. A headline price would be true for one shape of book and misleading for the rest. We would rather quote you accurately than advertise a number you cannot hold us to.

How do I know I am in the right ballpark before I call?

Use the public benchmarks on this page. If a full in-house surplus lines specialist and the tooling around them is not something your book can justify, outsourcing is worth a conversation. If you file a handful of policies a year, it probably is not, and we will tell you so.

Is there a long contract?

No. We start with a parallel run on a defined scope so you can compare our output against your current process before you switch anything.

What is not included?

State fees, stamping office fees and premium taxes are yours and are paid through your own accounts. We do not mark them up and we do not take a percentage of premium.